> For the complete documentation index, see [llms.txt](https://help.flowerbuddy.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.flowerbuddy.co/reference/event-settings/payments-and-invoices/configure-payment-configuration.md).

# Configure payment methods, tips, and application fees

Payment Configuration determines whether new events use a payment schedule and whether clients can pay online. It also contains the payment methods, tips, and application fee choices available to your workspace.

The image below shows the schedule switch, web payment switch, and the Default Payment Schedule below it.

<div data-with-frame="true"><figure><img src="https://2616748322-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FUtdSEPutB4SrRwwUMOIx%2Fuploads%2Fgit-blob-1fc48f7bcfcb72ed2c45fc2f9cc225544de8422d%2Fevent-settings-payment-configuration.png?alt=media" alt="Payment Configuration shows Enable Schedule on, Payment Configuration expanded, Web payments disabled, and Enable Web Payments off. The Default Payment Schedule begins below with Add Scheduled Payment and two payment rows." width="550"><figcaption></figcaption></figure></div>

## Enable a payment schedule

Turn on **Enable Schedule** when new events should start with the default scheduled payments. Turn it off when a new event should not use scheduled payment rows by default.

Select **Configure Settings** or **Hide Settings** to show or hide the payment choices below the schedule switch. Hiding the settings only collapses the page area. It does not turn the configuration off.

## Enable online payments

Turn on **Enable Web Payments** when clients should be able to pay scheduled payments online. The available methods depend on the payment processor connected to your workspace.

Under accepted methods, choose the available options:

* **Enable Card Payments** accepts card payments.
* **Enable ACH Payments** accepts ACH payments when the connected processor supports it.

If a method is unavailable, check the processor connection in Workspace Settings integrations. Do not enable a method that your processor cannot accept.

## Configure tips

Use the tips controls to decide whether clients can add tips and where that choice appears:

* **Accept Tips** enables tips.
* **Final Payment Tips** allows tips with the final payment.
* **Standalone Tips** allows a separate tip payment.

These choices affect the payment experience. They do not change the scheduled payment amounts.

## Configure application fees and discounts

When online payments and this feature are available, turn on **Enable Application Fee** to configure an added fee for payments. **Application Fee (%)** calculates a percentage of the payment, and **Application Fee Per Transaction ($)** adds a fixed amount once per electronic payment. Either the percentage or fixed amount must be greater than zero. Set the fixed amount to zero if you do not use a per-payment fee.

For ACH and cash, the available discount controls include:

* **Enable ACH Application Fee Discount** allows a lower **ACH Application Fee (%)**. It cannot exceed the standard percentage. **ACH Application Fee Cap ($)** limits the percentage portion; zero means no cap. **ACH Application Fee Per Transaction ($)** is added after that cap, once per ACH payment.
* **Enable Cash Application Fee Discount** offers a fully discounted application fee for cash, check, and other payments.

Application fee settings describe how a payment is calculated. They do not authorize a charge by themselves. Review the resulting payment terms for each event before sending a payment request.

## Understand the scope

These choices become defaults for future events created without an event template. They do not continuously update payment configuration in existing events. Use the event's own payment settings when one event needs different choices.