> For the complete documentation index, see [llms.txt](https://help.flowerbuddy.co/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.flowerbuddy.co/reference/event-page/details/configure-payment-options.md).

# Configure payment methods, application fees, and tips

{% hint style="info" %}
Application fee controls are not enabled for every workspace. The payment methods and tip settings described here also depend on your connected payment processor and the event's current state.
{% endhint %}

**Payment Configuration** controls how clients can pay scheduled amounts online and which additional payment choices are available. A connected payment processor and the event's current state determine which controls you can use.

## Enable online payments

1. Open the event and select **Details > Payments**.
2. Under **Payment Configuration**, select **Configure Settings**.
3. Turn on **Enable Web Payments**.
4. Turn on the accepted methods:
   * **Enable Card Payments** allows supported card payments.
   * **Enable ACH Payments** allows supported bank payments.
5. Review the summary shown below **Payment Configuration**.

Select **Configure Settings** to reveal **Enable Web Payments**. The other method and fee controls appear only when the event and connected provider support them.

<div data-with-frame="true"><figure><img src="https://2616748322-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FUtdSEPutB4SrRwwUMOIx%2Fuploads%2Fgit-blob-a1b08c8485aaaa39dc1271f3d505f1b1892e2038%2Fpayment-settings.png?alt=media" alt="FlowerBuddy Payments section with Payment Configuration expanded. Web payments are disabled, and the Enable Web Payments control is off above the valid two-row payment schedule." width="550"><figcaption></figcaption></figure></div>

At least one online method must remain available. If both methods are unavailable, open the payment integration settings for the workspace and complete the provider setup shown there.

### Choose methods for one payment

Payment rows normally **Inherit schedule defaults**. Use **Override for this payment** when one unpaid amount should accept a different combination of card and ACH.

An override cannot disable every available online method. Paid rows and rows on a locked event cannot be changed.

## Configure application fees

An application fee is added to what the client pays. It is separate from the payment-processing or FlowerBuddy costs your business incurs.

When this feature is available:

1. Turn on **Enable Application Fee**.
2. Enter an **Application Fee (%)**, an **Application Fee Per Transaction**, or both.
3. Keep the percentage within the limit shown by FlowerBuddy.
4. Review the calculated method totals before using the setting with clients.

The per-transaction amount is added once to each electronic payment in addition to any percentage fee.

### Offer method-specific reductions

Turn on **Enable ACH Application Fee Discount** when ACH should use a lower fee. You can set an ACH percentage, an optional cap on its percentage portion, and an ACH per-transaction amount.

Turn on **Enable Cash Application Fee Discount** when payments recorded as cash, check, or other should not include the standard application fee. The payment row can show clients the available payment-method totals when a discount applies.

These controls change the fee added to the payment. They do not change the event's flower, labor, or overhead calculations.

## Accept tips

Turn on **Accept Tips** to allow optional gratuity through online payments. Then choose where the option appears:

* **Final Payment Tips** lets the client add a tip while paying the final scheduled amount.
* **Standalone Tips** lets the client make a separate tip-only payment after the schedule is paid in full.

A tip is separate from the event price and any application fee. FlowerBuddy reports it in **Total Tip** rather than reducing the outstanding event balance.

When recording the final payment manually, a total greater than the remaining base amount can be recorded as a tip when final-payment tips are enabled. Review the payment and tip breakdown before saving.

## Unavailable payment methods

A schedule-level control can be unavailable because the selected processor does not support that method, its setup is incomplete, the workspace does not have the feature, or the event is locked. A payment-row override can also be unavailable after that payment is paid. Read the message beside the setting to identify the missing connection, setup requirement, or event restriction.

When the configuration is ready, collapse the settings and review the summary under **Payment Configuration**. Confirm that it lists the intended online methods, application-fee choices, and tip choices before sharing the Client Portal.